At some point after an accident, an insurance adjuster from the at-fault party’s insurance company will get in touch with you to discuss the collision. You may see nothing wrong with answering his questions, but any personal injury attorney will tell you that it’s best to let a lawyer communicate with the insurance company instead of doing it on your own. Why? Insurance adjusters aren’t always upfront and honest with car accident victims. Here’s what the insurance adjuster won’t tell you after a car accident:
Their goal is to settle with you for as little as possible.
Insurance adjusters are skilled negotiators that will try to convince you to settle for as little as possible . They can do this by trying to get you to accept partial fault for the accident or by questioning the extent of your injuries. An adjuster may also try to pressure you into quickly accepting the first offer so you don’t have time to calculate the true value of your claim or meet with an attorney.
You don’t have to give a record statement.
During the first phone call, the insurance adjust will probably ask you if you want to give a recorded statement regarding the accident. The insurance adjuster may try to make you believe that you have to give a statement if you want to pursue a personal injury claim against the at-fault driver. But, this is not the case. Insurance adjusters want you to give a recorded statement so they can try to take your words out of context and use them against you. Because they want you to make a statement, they will never tell you that you have the option of saying no.
They don’t want to go to court.
Insurance adjusters do not want you to know that they do not want to take your case to court. If the case goes to court, the insurance company has to spend a significant amount of money on legal representation, which is something that they want to avoid at all costs. But, an insurance adjuster doesn’t want you to know about this fear. If you do, then you will be able to use it to your advantage by threatening that you will take the case to court if they don’t make a more attractive offer to you.
Another thing the insurance company won’t tell you? It’s in your best interests to hire a lawyer. If you have been injured, contact James Rush at Rush Injury Law today. James Rush knows exactly how to handle negotiations with an insurance adjuster and won’t back down until he recovers every dime of compensation you deserve. To schedule a free consultation with our team, call 415-897-4801 or fill out the online form on our website www.rushinjurylaw.com today.